Documentation
There are specific documents which you should receive
with your insurance and always keep safe:
The certificate of insurance.
This is a short and simple document which certifies:
- Who is insured
- The type vehicle covered
- The kind of insurance cover
- The period of cover
- The main conditions
Sometimes a broker will give you a temporary certificate
or 'cover note'. This is issued while you're waiting
for your certificate and is proof of insurance.
Keep the cetificate safe and produce it
- If the police ask you
- When you apply to renew your vehicle excise licence
The policy document
This contains the full details of the contract between
you and the insurance company. It's usually written
in legal language. Ask your broker or the insurance
company to explain any details which you don't understand.
